improve your credit.
Restoring your credit profile is one of the most important financial decisions you can make. But it can be a complicated and time-consuming adventure, and it certainly can feel like the deck is stacked against you. We know. That’s why we’re here. Let us be your guides.
Our Signature System
Making sense of the big picture
Understanding the components of your FICO score
Removing the chaos of your monthly finances
Strategizing to reduce debt burden
Removing the inaccuracies brining down your score
Building the areas of your report that need strengthening
Cash Flow Kung Fu
Financial planning to keep you ahead of the game
Net Worth Workout
Understanding assets and liabilities
Putting your money to work to create generational wealth
Cost of Bad Credit
Ex. 1: Credit score of 700 - $450,000 mortgage at 4.25% for 30 years
$2,213.73 = Total monthly payment $346,943 = interest over the life of the loan
Ex. 2: Credit score of 610 - $450,000 mortgage at 6% for 30 years
$2,697.98 = Total monthly payment $521,272 = interest over the life of the loan - Homebuyer 2 pays $177,329 MORE.
What Client’s Say
My credit was a major embarrassment that I really just gave up on the idea of ever having good credit again. After running into you at the restaurant and you giving me your business card, I decided to give you guys a try. I am so, so glad I went forward as I was recently able to purchase the new car I had been dreaming of. I am very grateful I bumped into you and you took me in as a client. ~Beverly D.
I just wanted to say what a great job your company is doing on my credit report. When I started working with you my credit score was at 540…my FICO score was now 685 and my wife is right behind me at 670. Because of your help we were able to get a refinance at a very decent interest rate and it really cut back on our payments. Please keep up the good work and as you know, we have already sent you 4 new clients, why, because you get results and keep us informed along the journey. ~Bill & Sue M.